BRITAM TEGEMEO FUNERAL PLAN

                                                                   TEGEMEO
WHAT IS TEGEMEO?
Tegemeo is a pure protection individual life insurance cover whose main purpose is to enable individuals to enjoy protection against death.
In the event of loss of life of the insured. 100% of the sum assured is paid to the beneficiaries.

FEATURES

Two options 1) With Medicals  2) Without Medicals

Issue ages of the Insured:

Minimum entry age 18 Maximum entry age 60 years. Max Age on cover is 65 yrs.

Minimum Sum Assured – 500,000

Maximum Sum Assured: With Medicals – None Without Medicals- 5M

HOW CAN TEGEMEO BENEFIT YOU AND YOUR FAMILY?
 Death – In the event of death of the insured, the policy pays 100% of Sum Assured.
Pay sum assured – Shs. ___________________________________
 In the unlikely event of loss of life, the plan has a high sum assured which can be applied to various purposes such as providing for funeral expenses, education expenses and inheritance amongst other needs.

NB –
This policy does not have a cash value but pays the benefits in case of loss of life
Please note that the above is for illustration of benefits only and is not a part of the policy contract.
WORKED EXAMPLE FOR ILLUSTRATION:
Example: Age: 57 years ANB
Sum Assured Kshs: 2 Million
Premiums-Kshs 4,000

Why take a Funeral Plan?

1. Funerals can be expensive, costing perhaps several thousands, and many people worry that when they die, they won’t leave enough money for their funeral.
2. With a funeral plan, you arrange and pay for it in advance.
3. You can arrange a funeral plan for your own funeral or for someone else’s.

Why smart Kenyans buy funeral insurance.

Planning for a funeral is a painful process. The emotions, the disagreements, and the pain of losing a loved one are usually just a part of the stresses that a bereaved family goes through. (Adapted from insureafrika.com)

Finances usually compound the pain. For a long time, many Kenyans, especially those from counties far from the city have usually come together in welfare associations that among other things, usually raise funds to meet funeral expenses.

Many of these welfare associations are having a harder time as more people (especially the second and subsequent generations born in urban areas) identify less with their ancestral homes. The weakening of social nets in our modernizing society means that the nuclear family will become increasingly strained when it comes to planning for funerals.

Here are some reasons why smart people are turning to funeral insurance to lift the heavy burden of planning for funerals:

1. Funeral insurance is inexpensive.
2. Without a funeral insurance cover.
3. Your immediate family will hurt more.
4. No one can predict death.

FOR MORE INFORMATION ON HOW TO SIGN UP

CONTACT Gallin Wekesa-Financial Advisor-Britam.

0712 870 447- gallywexa@gmail.com