Marine Insurance Overview
It is a comprehensive insurance policy that covers goods, freight and other interests against loss or damage whilst being transported by rail, road, sea and/or air from warehouse or Port of Loading to the final destination.
Britam Marine is ideal for both individuals and corporates transporting goods inland, importing or exporting like manufacturers, wholesalers, miners and producers.
Why Britam Marine Cargo?
- Offers flexible coverage options:
- Port to port
- Warehouse to warehouse
- Worldwide claims survey and settlement assistance
- Efficient Claims settlement
- Worldwide network of pre-shipment surveyors.
- Customized covers to suit your needs
- Adequate technical expertise
- Sufficient Financial capacity to undertake any level of risk
- It is freely assignable
Types of Perils
The different types of perils are:
Maritime Perils
These are events created by either man or God. Examples of such events are earthquakes, cargo being washed overboard, rainwater damage, piracy, vandalism and such
Extraneous Perils
Also known as incidental perils, they are caused by errors in loading, carrying and loading at the terminals. Examples are leakage, handling, rough handling and pilferage.
Types Of Perils Covered
A comprehensive all risks Marine insurance policy covers loss or damage as a results if :-
- Fire & Explosion
- Stranding, Grounding ,sinking or capsizing
- Overturning or derailment of land conveyance
- Collision
- Discharge at port of distress
- Total loss of Vessel
- General average sacrifice
- Jettison of cargo
- Earthquake, volcanic eruption or lightning
- Washing overboard
- Entry of sea, lake, river water to hold or container
- Total loss of package during loading/unloading
- Rainwater
- Malicious Damage
- Breakage
- Shortage
- Pilferage
- Theft
- Piracy
For More information and How to sign up,
Contact
Gallin Wekesa – Financial Advisor at Britam
0712-870-447 gallywexa@gmail.com